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<P><STRONG><FONT size=5> ILLINOIS & MISSOURI FHA APPRAISALS </FONT></STRONG></P>

<P>FHA appraisals may only be performed by appraisers that are approved with HUD. When choosing an appraiser to perform the FHA appraisal costs, turnaround time and competency should be considered. When considering an appraisal company Residential Services has reasonable fees for performing FHA &amp; Conventional appraisals. </P>
<P><STRONG><FONT size=3>FLEXIBLE SCHEDULING:</FONT></STRONG></P>
<P>&nbsp;Flexible appointment times are offered to accomodate and have the report prepared in a timely manner.</P>
<P>&nbsp;<STRONG><FONT size=3>REASONABLE FEES:</FONT></STRONG> </P>
<P>Our appraisal fees are very competitive and help lenders be more competitive in pricing the loan. </P>
<P><STRONG>Our&nbsp;fee&nbsp;for an FHA appraisal is $325.00</STRONG>&nbsp;</P>
<P><STRONG><FONT size=3>FHA COMPETENCY:</FONT></STRONG></P>
<P>James Graner has been approved by Hud for FHA appraising since 1996. Most recent mortgage/appraisal letters have been studied and are always within reach for review, should that be necessary. </P>
<P>&nbsp;</P>
<P>&nbsp;</P>
<P align=center>James S. Graner</P>
<P align=center>&nbsp;Certified Residential</P>
<P align=center>&nbsp;Real Estate Appraiser</P>
<P align=center>&nbsp;ph (636)916-4325</P>
<P align=center>&nbsp;fax (636)949-2637</P>


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